Launching in Singapore soon

Ko0p chases
the money,
so you don't.

Group payments, reimagined. Ko0p runs the awkward part for you — automated nudges, Singpass-verified hosts, funds held safely until cutoff.

Join the Waitlist

Secured by Stripe

Singapore · SGD only

Free for small groups

kop

Yacht Party · 14 Jun

$910 / $1,750

✓ 13 paid ◷ 10 pending

📨 Ko0p sent reminders to 10 guests automatically.

Guests

Marcus TanPaid

Priya NairPaid

Joel WongPending

Ravi K.Pending

Reminder sent to Joel & 9 others

The Problem

Collecting money from friends is broken.

68%

Asking for money is awkward.

of Singaporeans say they've avoided collecting money owed to them because it felt uncomfortable.

No accountability.

PayNow offers zero tracking visibility on who's paid, who hasn't, and who's just hoping you'll forget.

S$340

Hosts bear the risk.

The average organiser is left covering SGD 340 in shortfalls per event when guests quietly default.

SGD 2.1B in informal group payments move between Singaporeans every year — with no purpose-built collection tool.

Our Solution

Ko0p runs the awkward part for you.

Three steps to set up. Ko0p handles everything that comes after.

Create a Room

Set the event, price, and cutoff.

The host sets the event, the price per head, and a payment cutoff within 60 days — in under 30 seconds.

Invite Guests

Share a link or phone numbers.

Every host is Singpass-verified — real identities, no fake hosts, no chasing ghosts. Guests RSVP and pay in one go.

Ko0p Collects

Automated nudges, real-time tracking.

Tactful reminders go out on a cadence that doesn't make you the bad guy. Funds are released cleanly 24h after the cutoff — held safely by Stripe until then.

Product Walkthrough

A host dashboard that does the chasing.

Automated nudges

Tactful reminders on a cadence that doesn't make hosts the bad guy. Ko0p does the chasing so you don't have to.

Singpass identity trust

Verified hosts only. Real NRIC-linked identities, no anonymous defaulters. Trust is built into the platform.

Co-host support

Add one co-host to help invite guests and view the room. Payment stays in the host's hands — collaboration without losing control.

Trust badges & flagging

Repeat defaulters get flagged across the network. Reliable guests build a reputation. Accountability that follows people, not just events.

Pricing

Earn with hosts, not from them.

No upfront charges, ever. The fee is triggered by guest count alone — never a dollar threshold.

Free

Rooms with ≤10 paying guests. Always free, no strings.

Standard

More than 10 guests. 2% of total collected, deducted at payout.

Example: A 30-guest dinner at SGD 35/head collects SGD 1,050 — Ko0p’s fee is just SGD 21. The host and one co-host are never counted as paying guests. If a room’s fee would exceed SGD 200, you’re on our enterprise path — talk to us.

Perfect for

Any group. Any occasion.

Ko0p works wherever money and groups meet — especially when the group is bigger than your inner circle.

Team lunches & farewell dinners

Boat parties & group outings

Boardgame nights

School & university reunions

Community & religious gatherings

Group gifts for colleagues

Be the first to collect without the awkwardness.

Ko0p is launching in Singapore soon. Join the waitlist and get early access.

✓ You're on the list. We'll reach out when Ko0p launches — no spam, promise.

No spam. Just a heads-up when we launch.